Sunday, July 11, 2010
RECORD LOW INTEREST RATES!
Lots of Great WF Lake Hartwell Homes on the market....New Listings every day....50 YEAR RECORD LOW INTEREST RATES! CALL 866.BIG.VIEW (866.244.8439) TODAY!
Wednesday, June 30, 2010
Monday, June 28, 2010
Enjoy the Splendor of Nature's Sights
There is one thing about having a LONG boat ride home and that is the awesome sights you may get to see @ sunset & dusk. Last night on our ride home from Portman Marina on Lake Hartwell to the Tugaloo River just underneath the 85 bridge we saw such sights. There had been a ferocious afternoon storm (as we've had many afternoons lately)and afterwards the air was clean, clear & cool. The summer haze had lifted and we were able to see the mountains as we looked north up the seneca river. As the sun went down the sky looked as if it had burst into flame. What a beautiful sight to behold....I thanked God for the perfect end to yet another glorious day on Lake Hartwell and on earth.
Friday, June 25, 2010
Drowning on Lake Hartwell
I was so sorry to wake up this morning to hear that there was yet another drowning on Lake Hartwell....A boy/ man from Toccoa, Ga. These drownings are so preventable! People need to respect the water and stop feeling so bullet proof! I am so very sad for this family!
Wednesday, June 23, 2010
Sellers paying closing costs
Seller paid closing costs...?
I get this question a lot..."How much can the seller pay towards the buyer's closing costs?"
Don't assume 3% of the purchase price is the rule. There are basically 4 mortgages now for residential home purchases and each has its own rule. The maximum amount that a seller may pay towards the buyer's closing costs, pre-paid items and reserves is as follows:
1. Fannie Mae/Freddie Mac (Conventional):
> 90% financing = 3% of the sales price.
>75% & < 90% financing CLTV = 6% of the sales price.
<75% CLTV = 9% of the sales price.
2. FHA = 6% of the sales price.
3. VA = 4% of the sales price.
4. USDA Rural Housing = 6% of the sales price.
I hope this information is beneficial to you. Call or email me anytime.
Andrew Evans: Hanover Mortgage
Cell: (864) 313-0602
Email: aevans@hanovermtg.com
I get this question a lot..."How much can the seller pay towards the buyer's closing costs?"
Don't assume 3% of the purchase price is the rule. There are basically 4 mortgages now for residential home purchases and each has its own rule. The maximum amount that a seller may pay towards the buyer's closing costs, pre-paid items and reserves is as follows:
1. Fannie Mae/Freddie Mac (Conventional):
> 90% financing = 3% of the sales price.
>75% & < 90% financing CLTV = 6% of the sales price.
<75% CLTV = 9% of the sales price.
2. FHA = 6% of the sales price.
3. VA = 4% of the sales price.
4. USDA Rural Housing = 6% of the sales price.
I hope this information is beneficial to you. Call or email me anytime.
Andrew Evans: Hanover Mortgage
Cell: (864) 313-0602
Email: aevans@hanovermtg.com
TWO NEW RESTAURANTS: LAKE HARTWELL!
Two BIG Announcements!!!! 1) The Pavillion Grill @ Portman Marina is open on Sat./ Sun. til 4pm serving Hot Dogs, Hamburgers, Grilled Chicken. 2) Tiger Cove Grill (formerly Drop Anchor) is open again......YIPPEE!!!!!!
Check out these sites:
http://tigercovecampground.com
http://portmanmarina.com
Check out these sites:
http://tigercovecampground.com
http://portmanmarina.com
Thursday, June 17, 2010
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